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Pay-Off ALL Your Credit Cards - And I'll Give You a FREE $200,000 House...
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Imagine this...
Next Friday morning, your boss yells at you to "get into his damn office - immediately"! He tells you he is "going to cut your pay check by 17.9% because you were late, and if you're late one more day - he's going to cut your pay by 24.9%!!!" You'd be in TOTAL shock - right?
How would you feel about that? Could you afford a 24.9% pay cut now?
Well, that's exactly what your VISA, MasterCard and Discover cards do to you every month you get behind - or are late - or can't make the "minimum" monthly payment due!!! Did you realize that?
Read the 'fine' print on the bottom of your last credit card statement - if you think I'm lying or "being dramatic" for you!!!
Credit cards are like "death" lurking in the shadows!
Nothing 'ruins' more Americans lives than owing too many credit cards - and then "racking them up" to the high balance limits!!! Credit card companies like Capital One then "owns you" like a heroin or crack cocaine dealer "owns" his addicts...
It takes the average American 12-18 years to pay off credit card balances over $8,000 - and the credit card companies are "laughing at you" all the way...the more you get behind - the more they make!!! Please refer back to our home page for more information.
Amazing Facts...
- 9.25 years to payoff your $10,000 credit card account (at 12%) by making $150 monthly payments for 112 months. “Loss” of $6,650 paid to VISA for interest ($150 x 9.25 years = $16,650.)
- You could trading that $150 to an investment account instead, you’d earn $19,850 after 9 years at an 8% return
- The #1 savings plan for retiring American’s is their home’s equity, with the average home being worth $172,000. In addition, most retiring individuals have less than $61,000 in savings or 401k’s according to the US Dept of Labor
 Do you also realize that you will pay close to $24,000 if you initially charged $8,000 at a 17.9 rate and you missed a few payments? That’s a 300% return on the banks money!!! Sounds to me like Mafia lending to me!!! But it gets worse…
Do you realize that your own government does not want to help you? For the last five years, consumer groups and consumers themselves have been screaming to have the government to force Experian, Equifax and Trans Union to disclose how they are actually coming up with your credit score, and how you can actually repair your credit easily instead of all the brain damage that typically goes on. Amazingly, your own Senators and Congressmen hate you too. They have been getting big pay offs and huge campaign contributions from the credit card and banking lobbyists – who do not want you to be able to fix your credit.
You see, if you could actually fix your credit they wouldn’t be able to charge you 17.9%, 22% or 24.9% interest rates!!! How many of your credit cards read that interest-rate?
When the credit card industry is making 300% return on their money, directly out of your paycheck, they have millions and millions of dollars to be paying off Senators and Congressmen for their votes…
The reason that I am telling you this is because I want you to be debt-free and be able to BUY your own home as soon as possible – and achieve the American Dream! I'm the Denver real estate agent who's closed nearly $100 million in real estate and mortgage transactions since 1998 and I can help you too!
For example, let’s say you have $8,000 worth of credit card balances in the average 17.9%. Next, let’s also say you had an 8% interest-rate on your home loan. By comparing the two interest rates it looks like the credit cards are just slightly double of what the home interest-rate is – right?
The 8% mortgage loan is fully tax-deductible at a 28 or 33% tax bracket. So in other words, that 8% rate is really a 5.36% rate if you are in a 33% tax bracket, or it’s a 5.76% rate if you are in a 28% tax bracket. All I did here was reduce 8% by 33% or 28% - so we could compare “real” interest rates, apples to apples.
Now, let me ask you the same question again?
How much higher is the 17.9% rate compared to your current mortgage loan interest rate? Did you say more than 300% higher?
If you did you are right. Because, take the 5.76% rate multiplied by 300% (3 times) equals 17.28% -- still lower than 17.9%!!! This is why debt consolidation loans and cash out refinance loans are so beneficial to most Americans with major credit card debts to pay off!!! 
Thanks again, I hope these facts, tips and advice can help you purchase a beautiful new Denver Colorado home for sale. If you're ready to get going or need help with loans or credit repair help - then call or email me.
Jeff Boyce
(303) 588-4665
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